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	<title>BoatInsurance.org &#187; Boat Crashes</title>
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	<description>Boat Insurance Tips, Resources and News</description>
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		<title>Top Three Most Expensive Boat Accidents</title>
		<link>http://www.boatinsurance.org/top-three-most-expensive-boat-accidents/</link>
		<comments>http://www.boatinsurance.org/top-three-most-expensive-boat-accidents/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 15:06:21 +0000</pubDate>
		<dc:creator>BoatInsurance.org Staff</dc:creator>
				<category><![CDATA[Boat Crashes]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Exxon Valdez]]></category>
		<category><![CDATA[Oil Spill]]></category>
		<category><![CDATA[Titanic]]></category>

		<guid isPermaLink="false">http://www.boatinsurance.org/?p=1425</guid>
		<description><![CDATA[If you love being on the water, chances are you wouldn’t dream of being without boat insurance. You simply couldn’t bear to be without a boat, right? Of course, nobody likes having to pay the premiums, but if you ever have an unfortunate accident, it’s better to have the coverage. Of course, most of us [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.boatinsurance.org/wp-content/uploads/2010/09/Exxon.jpg"><img class="alignnone size-full wp-image-1426" title="Exxon" src="http://www.boatinsurance.org/wp-content/uploads/2010/09/Exxon.jpg" alt="" width="640" height="320" /></a>If you love being on the water, chances are you wouldn’t dream of being without boat insurance. You simply couldn’t bear to be without a boat, right? Of course, nobody likes having to pay the premiums, but if you ever have an unfortunate accident, it’s better to have the coverage. Of course, most of us only pay a<strong> paltry sum </strong>for our insurance compared to what large ship owners pay. Can you imagine the premiums for large ocean going vessels? On the other hand, can you imagine the potential liability and loss if they <em>didn’t</em> have coverage? Imagine having to cover the deductible on one of the three most expensive shipping accidents in history:</p>
<ol>
<li><strong>The Titanic</strong>. Believe it or not, as famous as this shipwreck is, it is not the most expensive shipwreck of all time, though it did hold that title for 77 years. When the Captain chose to sail in the icy waters, believing his ship to be indestructible, he took a seven million dollar ship to Davy Jones’ Locker. What’s worse, it was the Titanic’s first trip to sea. These days, that same 7 million is worth over $150,000,000. And that says nothing about the loss of life, which we all know was substantial. So, what disastrous shipwrecks could possibly top turning the world’s most luxurious oceangoing vessel (of its time) into a glorified ice cube tray? Keep reading.</li>
</ol>
<ol>
<li><strong>The Exxon Valdez</strong>. Apparently, Prince William Sound is one bitch of a place to have an oil spill. The Exxon Valdez’ leak was nowhere close to history’s biggest oil slick, but the remote location made it inaccessible to most cleanup equipment. Only helicopters and boats could approach the ship, which rammed into the reef while the Captain was away from the helm. So what was the bill? Exxon Valdez had to shell out a cool two and a half billion dollars. Just in case, you want to count zeroes, that’s 2,500,000,000.</li>
</ol>
<ol>
<li><strong>Prestige Oil Spill. </strong>What do you do when you’re the Captain of an oil tanker carrying 77,000 tons of fuel oil and one of your tanks burst in a storm? That’s right, you call the nearest port for emergency help. Apparently when that port is in Spain, however, they tell you <em>adios. </em>And then when France and Portugal give you the same message (OK, technically the messages were <em>adeus </em>and <em>au revoir</em>), each country telling you to stay the hell out of their coastal waters, you know you’re really screwed. So, what is there to do other than shit your pants? Eventually, you break in half and dump 20 million gallons of oil into the ocean, for total damages of twelve billion dollars.</li>
</ol>
<p>Boat accidents can be <a href="http://wreckedexotics.com/webtrends.html">devastating</a>. That’s why there’s <a href="http://wreckedexotics.com/webtrends.html">boat insurance</a>. It says something that the worst boat disaster is surpassed in damages only by a space shuttle explosion and a nuclear meltdown.</p>
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		<item>
		<title>A Bit of the Bubbly</title>
		<link>http://www.boatinsurance.org/a-bit-of-the-bubbly/</link>
		<comments>http://www.boatinsurance.org/a-bit-of-the-bubbly/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 14:53:44 +0000</pubDate>
		<dc:creator>BoatInsurance.org Staff</dc:creator>
				<category><![CDATA[Boat Crashes]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Cliquot vintage]]></category>
		<category><![CDATA[King Louis XVI]]></category>

		<guid isPermaLink="false">http://www.boatinsurance.org/?p=1418</guid>
		<description><![CDATA[Some time in the 1780s, when the United States of America was still a fledgling nation, a ship left the court of King Louis XVI of France bound for the northern ports of Tsarist Russia. The ship contained, among other things, twenty bottles of the finest Veuve Cliquot champagne for the Tsar’s court. Let’s hope [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.boatinsurance.org/wp-content/uploads/2010/09/shipwreck.jpg"><img class="alignnone size-full wp-image-1419" title="shipwreck" src="http://www.boatinsurance.org/wp-content/uploads/2010/09/shipwreck.jpg" alt="" width="640" height="320" /></a>Some time in the 1780s, when the United States of America was still a fledgling nation, a ship left the court of <strong>King Louis XVI of France </strong>bound for the northern ports of Tsarist Russia. The ship contained, among other things, twenty bottles of the finest Veuve Cliquot champagne for the Tsar’s court. Let’s hope the ship’s owners had boat insurance, since the vessel went to the bottom off the coast of Finland, denying the Tsar his bit of the bubbly around the time that revolutionaries were denying good King Louis XVI continued use of his cranium.</p>
<p>The ship remains were discovered this summer by divers, who found <strong>the twenty bottles of champagne</strong>, still packaged, still amber, and still bubbly. By all appearances, the champagne, originally produced sometime during the 1870s or 1880s was still drinkable.</p>
<p>The divers may not have been wine speculators, but apparently, they enjoy a bit of the bubbly themselves. Originally bringing a single bottle to the surface predominantly for the purposes of identifying and dating the shipwreck, the divers decided to celebrate with the champagne when they discovered that it still appeared drinkable. And, indeed it was still drinkable.</p>
<p>According to one of the divers, the champagne “had a sweet taste and you could taste oak and it had a very strong tobacco smell.” It is not yet certain how many bottles were on the shipwreck, or if the champagne bottles are indeed of <strong>Cliquot vintage</strong>. What is certain is that those men downed a very expensive bottle of champagne.</p>
<p>If the bottles are what they are believed to be, they are expected to instantly become the <a href="http://news.suite101.com/article.cfm/230-year-old-drinkable-champagne-found-on-shipwreck-a262828">most expensive champagne in the world</a>. The most expensive wine of any sort, for that matter. Each bottle is estimated at half a million Swedish kroner. That’s about <strong>$68,000 for us Americans</strong>. Bottom line, those are some damned expensive bottles of champagne. By comparison, 1907 Heidsieck Monopole, a Bordeaux found on a shipwreck was previously the world’s most expensive bottle of wine and sold for a comparably paltry $35,000 per bottle. It kind of makes you wonder if the ship’s captain had any idea how valuable his cargo would be someday when he was trying to decide how much <a href="../../../../../tall-ships/">boat insurance</a> to take out.</p>
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		<title>Choosing the Right Slimy Sea Slug for Your Boating Accident</title>
		<link>http://www.boatinsurance.org/choosing-the-right-slimy-sea-slug-for-your-boating-accident/</link>
		<comments>http://www.boatinsurance.org/choosing-the-right-slimy-sea-slug-for-your-boating-accident/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 16:47:30 +0000</pubDate>
		<dc:creator>BoatInsurance.org Staff</dc:creator>
				<category><![CDATA[Boat Crashes]]></category>
		<category><![CDATA[Educational]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Boat Lawyers]]></category>
		<category><![CDATA[Boating Accident]]></category>
		<category><![CDATA[Maritime Law]]></category>

		<guid isPermaLink="false">http://www.boatinsurance.org/?p=823</guid>
		<description><![CDATA[No one wants to have to deal with a lawyer. Unfortunately, if you’ve had a boating accident and your boating insurance just doesn’t seem to take care of everything, it might be time to talk to an attorney. Picking the right one can mean the difference between spinning your fins and getting the kind of [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.boatinsurance.org/wp-content/uploads/2010/01/seaslug.jpg"><img class="alignnone size-full wp-image-824" title="seaslug" src="http://www.boatinsurance.org/wp-content/uploads/2010/01/seaslug.jpg" alt="seaslug" width="640" height="320" /></a>No one wants to have to deal with a lawyer. Unfortunately, if you’ve had a boating accident and your <a href="../../../../../">boating insurance</a> just doesn’t seem to take care of everything, it might be time to talk to an attorney. Picking the right one can mean the difference between spinning your fins and getting the kind of settlement you need.</p>
<p>To make matters worse, maritime law is usually different than land law. You need an attorney who specializes in your kind of accident. Here are some steps you can take to make sure you get the right one:</p>
<ol>
<li><strong>Start      with your friends and family. </strong>Word of mouth is still the most reliable means of      advertisement anyways. Ask around at work and at family gatherings to see      if anyone’s had a positive experience with a particular attorney.<strong> </strong></li>
<li><strong>Move to      the yellow pages. </strong>If you can’t find a lawyer this way, go through      the telephone listings and the local advertisements. This will give you a      list of attorneys to go from. Keep in mind that anyone can put a listing      in the phone book, so the size and design of the ad has nothing to do with      how good a lawyer they really are. Alternatively, depending on where you      live, you may be able to use the state bar association website to locate      attorneys in your area.<strong></strong></li>
<li><strong>Create a      list of candidates and research them. </strong>You’ll need to contact each      attorney and ask for references. Ask if they’ve dealt with your kind of      case. Even your specific injuries matter, so ask if they have experience      in that area. Find out whether they’ve dealt with specific <a href="../../../../../">boat insurance companies</a> before. Also      make sure they’re listed with the state bar association. <strong></strong></li>
<li><strong>Interview      your top two candidates. </strong>Most attorneys offer a free initial consultation.      Make sure and go to both of them, even if the first is impressive. If you      and the lawyer feel like you’re a good match, you should proceed. If      neither works for you, go back to your list.<strong></strong></li>
<li><strong>Don’t      just settle for an “OK” lawyer. </strong>You want a lawyer who can really handle your      case. If your case were that simple, you wouldn’t need an attorney in the      first place. Hold out for the right attorney, even if it means going back      to the start again and again.</li>
</ol>
<p><em>Photo via <a title="attribution" href="http://www.flickr.com/photos/miguelvieira/" target="_self">MiguelVieira</a></em></p>
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		<title>The Greatest Boating Disaster on the Great Lakes</title>
		<link>http://www.boatinsurance.org/the-greatest-boating-disaster-on-the-great-lakes/</link>
		<comments>http://www.boatinsurance.org/the-greatest-boating-disaster-on-the-great-lakes/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 17:40:09 +0000</pubDate>
		<dc:creator>BoatInsurance.org Staff</dc:creator>
				<category><![CDATA[Boat Crashes]]></category>
		<category><![CDATA[Boating Disaster]]></category>
		<category><![CDATA[Great Lakes]]></category>
		<category><![CDATA[SS Eastland]]></category>

		<guid isPermaLink="false">http://www.boatinsurance.org/?p=792</guid>
		<description><![CDATA[Boating accidents aren&#8217;t especially uncommon, at least when it comes to personal watercraft. It&#8217;s why you buy boat insurance. It&#8217;s why many states require boating safety courses. It&#8217;s why you take extra caution with your boat when you&#8217;re out on the water. There are few things more frustrating and disappointing for a boat owner than [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.boatinsurance.org/wp-content/uploads/2010/01/SS_Eastland.jpg"><img class="alignnone size-full wp-image-793" title="SS_Eastland" src="http://www.boatinsurance.org/wp-content/uploads/2010/01/SS_Eastland.jpg" alt="SS_Eastland" width="640" height="320" /></a>Boating accidents aren&#8217;t especially uncommon, at least when it comes to personal watercraft. It&#8217;s why you buy <a href="../../../../../">boat insurance</a>. It&#8217;s why many states require boating safety courses. It&#8217;s why you take extra caution with your boat when you&#8217;re out on the water. There are few things more frustrating and disappointing for a boat owner than a boat accident and the subsequent boat insurance claim filing.</p>
<p>Fortunately, at least these days, there are few public boating disasters. When a passenger boat does sink, it makes international news. Technological advancements both in the area of boat construction and in navigation systems pretty much assure us that there will never be another Titanic.</p>
<p><strong>The S.S. Eastland</strong></p>
<p>And that&#8217;s what you think about when you think about boating disasters: the Titanic. There was another boating disaster, back in 1915 in Chicago, just three short years after the sinking of the Titanic, another ship sank. This ship, the <a href="http://www.eastlanddisaster.org/sseastland.html">S.S. Eastland</a>, was a passenger ship used for touring the Great Lakes. When this boat rolled over while tied to the dock on the Chicago river, it became the shipwreck disaster with the largest loss of life on the Great Lakes.</p>
<p>In all, 844 passengers and crew were killed when the S.S. Eastland rolled over. This was more than half of the 1,517 that perished in the Titanic disaster, in a ship that was much smaller in size.</p>
<p><strong>An avoidable disaster</strong></p>
<p>One of the truly tragic aspects of the S.S. Eastland disaster is that it could have been avoided. The ship was known to have design flaws, not the least of which was the high center of gravity. There were many incidents leading up to the 1915 disaster that should have served as warning signs.</p>
<p><strong>The Titanic connection</strong></p>
<p>There is a connection between the Titanic and the S.S. Eastland, and one that may also have contributed to the disaster. After the Titanic, the federal Seaman&#8217;s Act was passed. This act required many ships, including the S.S. Eastland, to be retrofitted with additional lifeboats. It is likely the extra weight of these lifeboats that made the ship more susceptible to tipping.</p>
<p>2752 passengers boarded the Eastland on the morning of July 24, 1915. The ship was packed, with many passengers traveling to the upper decks, adding to the top heavy situation. The ship began to list, and the crew attempted to stabilize it with little success. At 7:28 AM, a large number of passengers moved to the port side of the boat to see a passing canoe race. When that happened, the Eastland <a href="../../../../../capsized-boat-a-survival-guide-for-a-boaters-nightmare/">rolled over onto its side</a>. Hundreds of people were trapped below deck. In spite of the fact that the ship was less than 20 feet from the wharf, those 844 met a tragic end.</p>
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		<title>Bridge Catches Boat in the O.C.</title>
		<link>http://www.boatinsurance.org/bridge-catches-boat-in-the-o-c/</link>
		<comments>http://www.boatinsurance.org/bridge-catches-boat-in-the-o-c/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 23:04:52 +0000</pubDate>
		<dc:creator>BoatInsurance.org Staff</dc:creator>
				<category><![CDATA[Boat Crashes]]></category>
		<category><![CDATA[Bridges Falling]]></category>
		<category><![CDATA[O.C.]]></category>

		<guid isPermaLink="false">http://www.boatinsurance.org/?p=726</guid>
		<description><![CDATA[Usually, it’s people inside the boat that do the fishing. This month in Orange County, it was a bridge that caught a big one. A L.A. County sheriff’s boat recently became stuck under a freeway overpass beneath the Garden Grove Freeway. The boat, which got stuck on the southbound City Drive at around 11:20 AM, [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.boatinsurance.org/wp-content/uploads/2009/11/Boat+Bridge.jpg"><img class="alignnone size-full wp-image-727" title="Boat+Bridge" src="http://www.boatinsurance.org/wp-content/uploads/2009/11/Boat+Bridge.jpg" alt="Boat+Bridge" width="640" height="320" /></a>Usually, it’s people inside the boat that do the fishing. This month in Orange County, it was a bridge that caught a big one. A L.A. County sheriff’s boat recently became <strong>stuck under a freeway overpass </strong>beneath the Garden Grove Freeway.</p>
<p>The boat, which got stuck on the southbound City Drive at around 11:20 AM, was stuck for about an hour and a half. The bridge wasn’t damaged, but the boat was a little bit worse for the wear. According to the <a href="http://www.ocregister.com/news/stuck-218873-accident-boat.html" target="_blank">the Orange County Register</a>, the boat may only have wound up with a few scratches on the roof.</p>
<p>The accident blocked a lane of traffic, but it only caused mild slowdowns due to onlookers trying to get a good view. You can find pictures of the accident at <a href="http://www.ocregister.com/news/stuck-218873-accident-boat.html" target="_blank">the Register&#8217;s website</a>.</p>
<p>This wasn’t the first time this year that a boat got stuck under a bridge in California. Back in April, a 65-foot boat became <strong>wedged under the San Mateo Bridge</strong>. This boat, however, was in the water, rather than on dry land.</p>
<p>This boat, named <strong>Big Timber</strong>, lost control after heavy winds pushed it into the bridge. The boat had set out from Oyster Point with three people on board. Around a half mile from shore, the boat’s propulsion malfunctioned leaving the boat at the mercy of the winds and the waves.</p>
<p>No one was injured into the accident, but there was concern about diesel fuel being <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2009/04/15/BAKE172T8S.DTL#ixzz0Xgc8LgNz">spilled into the bay</a>. In addition, that accident did cause severe traffic issues. The boat caused a lane of traffic to be closed for nearly a full day, including during the morning commute. The boat wasn’t removed from under the bridge until three days later.</p>
<p>It took the better part of a day for officials to figure out the best way to remove the vessel. The accident caused the boat’s fuel tanks to be ruptured, so teams from the Coast Guard scoured the nearby shoreline and the waters to check for a fuel spill. Fortunately, there was <strong>no evidence of any environmental impact or damage</strong>. The Coast Guard was able to empty fuel out of the tanks, and also circled the boat as a precaution in case there would be a leak.</p>
<p>The salvage operation was delayed in part due to the high winds that were responsible for <strong>whipping the craft into the bridge</strong> in the first place. They also had to wait for high tide, where the water levels would rise to around 10 feet.</p>
<p>The bridge did not sustain any structural damage, although the boat did crape against the span and knock out some chunks of concrete as well as some light poles.</p>
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