The Definitive Guide To Boat Insurance

Boat Insurance Basics

Boat Insurance Tips

Types of Boat Insurance

Boat Insurance Basics

Boat Insurance FAQsFrequently asked boat insurance questions.
What Does Boat Insurance CoverWhat is and isn’t covered by boat insurance.
6 Tips to Boating SafetyYou must possess a certain amount of knowledge and skill before you can effectively manage a personal watercraft.
Top 10 Boat Insurance ClaimsBoaters will certainly agree that there is perhaps nothing better than being out on the water, relaxing and enjoying a carefree day on your boat – unless of course your boat becomes damaged.

Boat Insurance Tips

Saving on Boat Insurance - If you live near the water, chances are you’ve spent some time on a fishing boat, sailboat, or personal watercraft.  But when it comes time to buy your own, you’ll want to look into your options for boat insurance.
Boat Insurance Misunderstandings - Whether you have a sailboat, powerboat, wave runner, bass boat, cigarette or jet boat, owning a boat can be one of the thrills of your life.
48 Blogs that Offer Tips on Boating Safety - Staying safe on the water is important. Boating is usually a very safe and enjoyable summer activity, but without knowing the proper safety precautions, accidents can happen.
Safety on the Waterway - While you might be stoked to hit the water, there are a few safety concerns that you should observe while having fun on the water.
50 Must Read Boating Blogs - It doesn’t matter if you’re contemplating your next boat purchase or if you are still saving for the first one. There’s a blog here for everyone who loves the thrill of the wind and the waves.
Questions to Ask When Buying a New Boat - There are some specific questions you should ask the retailer before you commit to buying the boat to make sure that it’s the right boat for you.
How to Afford Your Dream Boat - Whether it’s huge pontoon house boat that sleeps 28, an old fishing boat, a recreational craft designed to pull water skiers or a yacht you’d like to one day enter in the America’s Cup, just about everyone has a dream boat.
The 10 Coolest Recreational Boats & Personal WatercraftThe coolest recreational boats and personal watercraft, with video.

Types of Boat Insurance

Powerboat Insurance - Whether  you’re cruising the beautiful Intercoastal Waterway or enjoying the Lake Michigan water glisten in the sun, the peace of mind that good powerboat insurance brings needs to be there with you.
Sailboat Insurance - Unlike other boating insurance, sailboat insurance is mandatory in the United States.
Houseboats Insurance - Regarding insurance, houseboats are classified with cabin cruisers, party boats and ski boats as pleasure boats.
Personal Watercraft Insurance - Before you take your jet ski or waverunner out for a spin, you’ll want to have it insured with a separate personal watercraft policy.
High Performance Boat Insurance - High performance boat aka go fast boats or cigarette boats need to be thoroughly insured.
Charter Boat Insurance - Charter boat insurance is based on having passengers on board.
Bass Boat Insurance - As a fishing boat owner, you know the standard watercraft policy may not cover all of your specific needs.
House Boat Insurance - Regarding insurance, houseboats are classified with cabin cruisers, party boats and ski boats as pleasure boats.
Wooden Boat Insurance - You may have to shop around to find an insurer willing to insure your wooden boat. Many of them were made over 25 years ago and may fall under the category of an antique or classic boat.
Fishing Boat Insurance - If you own a motor boat used primarily for fishing activity, it may be wise to obtain insurance that specifically addresses your fishing needs.
Jet Boat Insurance - Most jet boat policies are all risk. This means everything is covered unless it’s specifically excluded.
Mega Yacht Insurance - This insurance is written exclusively for the requirements of Mega-Yachts and their owners. In general, these are all risk policies with few exclusions.
Pontoon Boat Insurance - Pontoon boats are basically rafts with a motor. They’re built to traverse slow moving lakes and rivers.
Rental Boat Insurance - Rental boat insurance protects the boat and the renter for boat rental companies.
Runabout InsuranceRunabouts are day use motor boats used for recreational boating, fishing and waterskiing.


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