Boaters will certainly agree that there is perhaps nothing better than being out on the water, relaxing and enjoying a carefree day on your boat – unless of course your boat becomes damaged.
Unfortunately, boat collisions are an all-too-common occurrence, regardless of how well you prepare behind the wheel. In fact, boat collisions are far more prevalent than boat theft, according to the Saga Boat Institute.
How to Protect Your Vessel
Besides preparing for your sailing expedition, using Marine charts and having a sonar device installed onboard, you can better protect yourself, your passengers and your boat by having comprehensive boat insurance.
Most Common Boat Insurance Claims
Boat insurance, like auto insurance, is a must-have for any boat owner, so it is interesting to learn more about the most common boat insurance claims; in particular the 10 most common boat insurance claims, as reported by the Saga Boat Institute, are:
Thefts while anchored are more likely to occur during the warmer summer boating months, so it is important to remember a few practical tips to prevent the theft of your boating equipment and supplies while the boat is anchored:
Being prepared before you sail, understanding the weather and tides and using the equipment necessary to help you navigate the waters are the first steps in preventing a collision with a submerged object while cruising.