Bass Boat Insurance
As a fishing boat owner, you know the standard watercraft policy may not cover all of your specific needs. Bass boat insurance is for those who are serious about fishing.
Three Types of Bass Boat Policies
- An agreed upon value policy will pay the boat value listed in the policy
- An actual cash value policy will pay market value in the event of a total loss
- Liability only coverage only provides coverage if the bass boat causes damage to another person or other property
Specific Fishing Boat Coverages
Following are some coverages that may be available for bass boat owners:
- Tournament fee reimbursement
- Coverage for motor boats used by fishing guides
- Replacement cost coverage for boating equipment
- Towing assistance
- More coverage for personal belongings and the trailer may sometimes be offered
Check carefully with your agent to make sure you get the coverage you need. It can vary widely from carrier to carrier.
Steve Wyrostek -BoatInsurance.org Expert A 20 year plus veteran of the insurance industry, Steve managed departments in the personal and commercial lines areas of major insurers. He’s familiar with how insurance—ranging from boat to workers compensation—works.
