Fishing Boat Insurance
If you own a motor boat used primarily for fishing activity, it may be wise to obtain insurance that specifically addresses your fishing needs. Some of the coverages that may be available include:
- Actual cash value or agreed upon value coverage for your boat, motor and boating equipment
- Fishing equipment coverage
- Tournament and fee reimbursement
- Cruising area extensions
- Medical payments
- Full salvage assistance
- Uninsured/underinsured boater protection
- Liability protection for damage caused by you to others or other’s property
- Personal effects coverage
- Trailer coverage
Fishing boat policies are offered by specialized marine insurers. Shop around for the most comprehensive coverage with the lowest premiums.
Steve Wyrostek -BoatInsurance.org Expert A 20 year plus veteran of the insurance industry, Steve managed departments in the personal and commercial lines areas of major insurers. He’s familiar with how insurance—ranging from boat to workers compensation—works.
