Wooden Boat Insurance

You may have to shop around to find an insurer willing to insure your wooden boat. Many of them were made over 25 years ago and may fall under the category of an antique or classic boat.

To be covered for all risks, the boat must be safely operational in the water.

Wooden boat insurance policies are usually written for an agreed value on the hull. They also include liability, uninsured/underinsured boater, medical payments and trailer coverage.

You can also purchase personal effects coverage, towing coverage and oil pollution coverage.

Shop carefully and really consider the proper limits you need to adequately insure your wooden boat.

Steve Wyrostek -BoatInsurance.org Expert A 20 year plus veteran of the insurance industry, Steve managed departments in the personal and commercial lines areas of major insurers. He’s familiar with how insurance—ranging from boat to workers compensation—works.